Disclaimer:
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Buying a home is one of the biggest financial decisions you’ll ever make, and securing the right mortgage is a crucial step in that journey. With a wide variety of mortgage options available—fixed-rate, adjustable-rate, FHA loans, and more—choosing the one that best suits your financial situation can feel overwhelming. Each option comes with its own set of terms, rates, and conditions, and navigating through them all requires careful consideration.
To make the process easier, we’ve developed a Mortgage Calculator that empowers you to explore and compare your options before making any commitments. This calculator allows you to estimate monthly payments, potential interest rates, and loan terms based on different loan types and amounts. Whether you’re a first-time homebuyer or looking to refinance, understanding the impact of each decision on your long-term financial health is key to making the right choice.
Our mortgage calculator gives you a clear picture of what your mortgage might look like under various scenarios, helping you to plan ahead and avoid unexpected surprises. It’s designed to simplify the research process, providing insights into the amount you can afford to borrow, how much your monthly payments could be, and the total cost of the loan over time.
By using our mortgage calculator, you’ll be able to:
With over a decade of experience helping clients achieve their real estate goals and dreams, Audrey Morguess has developed a reputation as the go to expert. Her commitment to building lasting relationships through trust, integrity, and loyalty, is her primary focus. Audrey takes a strategic approach in each transaction; every client is a partner. Contact Audrey Morguess to sell your property and find your next home, condominium, income property, or luxury estate in West Hollywood, Hollywood, Century City, Beverly Hills, and more.
Audrey is the gateway to investment, stability, and wealth through California living in the Greater Los Angeles area.
Audrey was absolutely a delight to work with in finding a house. She was always patient and understanding throughout the entire process. She took the time to understand what we were and were not looking for. We felt like we were in good hands, and knew that Audrey was always taking care of us. What I loved most about Audrey was how responsive she was. She always answered the phone or responded by text almost immediately. She made us feel like we were her only clients. I would definitely work with Audrey again, and would recommend her to anyone who was looking for someone who is experienced, kind, and committed to the job.
DMHanna
As Vice President and Brokerage Manager of Sotheby’s International Realty, I’ve had the pleasure of knowing Audrey over the past years and am thrilled to have her associated with my office. Audrey has consistently demonstrated excellent results over their years in the business, testimony to their dedication, enthusiasm, expertise and focus on meeting client needs and expectations. As a proven closer, Audrey gets the job done and will aggressively negotiate on your behalf. Audrey is hands-on and when you hire her, you get her, not an assistant or a field agent. Audrey is well respected among their diverse client base as well as their colleagues in the real estate community at large. An extremely valuable asset when it comes to problem solving many of the issues that typically arise in a transaction. Audrey knows the intricacies of the Los Angeles market and brings that invaluable insight to your home. You can be assured that your home will receive every marketing consideration and that my marketing team and I will be personally involved in the placement and exchange of ideas that will guarantee maximum exposure here locally and worldwide through the extensive Sotheby’s International Realty global network of brokerages. I take great pride in having Audrey on my team and in knowing that our clients are in such capable hands.
Dana Austin
Shout out to the “Business of the Week,” call Audrey Morguess “BEST IN California” if you’re looking for a Real Estate Advisor. Audrey is the best in the business. She is a true high-level professional and always goes the extra mile. I STRONGLY recommend her.
Gerald Francis Cipolla
Audrey was an absolute rock star to work with. She listened to everything we wanted and also intuitively knew what we wanted and needed. She was so patient and always on our side. As first time home buyers we were told by friends the home buying process was a major stressor but having Audrey guide us every step of the way made the process a lot more smoother than expected. There is no doubt she knows what she’s doing.
Katrina P.
I needed to find my new home in a relatively short period of time. Audrey stepped up and listened to my exact needs. She was thorough, quick, and it was wonderful working with her. Not only did Audrey find me my new home, she found me my dream home! And, was an excellent negotiator as well.
Sarah E.
Audrey is professional, efficient, responsive, and knowledgeable. She helped us find a place to live within a very short time frame. That was critical, as we had a deadline to move out of our house. We especially appreciated Audrey’s commitment to finding a place that matched our exacting specifications and was within our price range. She helped us throughout the entire process … from beginning to end. Audrey’s service and support were invaluable.
Karen S.
Audrey is a beautiful human being AND real estate agent. She is highly knowledgeable, honorable, and trustworthy.
Mary Jane Heppe
Don’t go any further if you have met up with Audrey! You will not find someone who will work harder to help you either sell your house or buy one. I mean the right one! She will get to know you and make the best match possible, Her intuition and knowledge is sharp and clear.
She is trustworthy, competent, knowledgeable, intuitive, patient and will always act in your best interest! She has been helping me for the past year and I have always felt she has served me with the utmost care!
Phyllis Rosecrans
Audrey is a complete pro who takes the time to listen. You won’t feel intimidated or pushed into buying something. She showed me multiple properties before I found the property that fit my specific and sometimes changing needs. She is extremely knowledgeable about the details of homeownership and financing. She is also extremely familiar with the micro-neighborhoods which make up Los Angeles and which can present challenges to the average buyer. I recommend Audrey highly, especially if you’re unsure of what you want. She’ll work with you.
Tom
Working with Audrey on my rental was excellent! She is a total professional and gets amazing results!
Maureen C.
I’ve known Audrey about 10 years now…
Let me just say, not only is she one of the sweetest people I know, she’s also the hardest working agent. If not for Audrey’s professional skills, I wouldn’t have been the one selected for my beautiful home in Las Vegas. There were multiple offers and the agent said they wouldn’t accept anymore. While Audrey is not licensed in Nevada, she was my referring agent and managed to change the agents mind and WALA, I purchased the home. I’ve witnessed Audrey in action as she calms and comforts her busy, anxious clients. She works extremely hard to satisfy her client and close the deal. Audrey has a passion to see her clients dream home come true.
A. Williams
A Get-It-Done Champion
I’m a mortgage broker, and had the pleasure of working with Audrey Morguess on a recent purchase transaction. In this difficult market, Audrey helped my clients persist through multiple purchase offers until the clients got their offer accepted. The clients couldn’t be happier. Other agents would have given up or left my clients with a hopeless feeling. In contrast, Audrey was always positive, and high-energy — this was the key in keeping my clients motivated and successful.
I highly recommend Audrey as a caring, get-it-done, real estate professional.
David K.
Audrey helped me find two great rentals in the greater la area – Malibu and West Hollywood. She listened to what we were looking for-particularly when we moved to West Hollywood when I needed handicap accesses and proximity to hospital. She identified several choices each time so we could select the best option for us. she communicated and processed all paperwork with the landlord quickly and efficiently. She helped us follow- up on some outstanding issues with the landlordafter we moved in. Audrey is a real people person and goes out of her way to understand and find what her client wants. I would definitely recommend her to others.
Rhonda
Fantastic Agent, knowledgeable in all areas of Real Estate I can’t recommend Audrey enough 10/10.
JC